Getting started
What is MyPocketPlan?
A personal budget pockets planner with automatic put-aside and a cash timeline. You enter cash, incomes, and expenses; the app shows Economy cash, bill pockets, and Safe to Spend — without bank sync.
Does it connect to my bank?
No. There is no bank sync, transaction import, or payment execution. You control every number you enter.
Which languages are supported?
English and Romanian. Switch language from the header on public pages or inside the plan.
How do I start?
Create a free account, set current cash, add one income and one expense on Free (or more on Pro), then read the timeline. Public how-it-works and tutorial pages work without signing in.
Calculations & timeline
What is Total cash?
Simulated cash at a timeline moment: Economy cash plus amounts reserved in expense pockets. It is not the same as Safe to Spend.
What is Economy (Free) cash?
Unallocated cash available before the next automatic put-aside pass — the pool Safe to Spend analyzes for spare spending room.
What are expense reserves?
Cash earmarked inside a bill pocket for an upcoming due date. Reserves count toward Total cash but are not free spending money.
What is Safe to Spend?
A horizon-based view (typically 12 months) of how much Economy cash you can spend on extras while staying funded for scheduled bills. Hidden if the plan would go negative in that window.
How does automatic put-aside work?
After inflows, the engine allocates Economy cash toward expenses by due date first, then smallest remaining need, then stable entry id.
What are shortfalls?
Projected dates where cash drops below zero. Pro shows shortfall warnings and alerts; Free runs the math but does not show shortfall UI or send alerts.
Free & Pro
What is included in Free?
One income and one expense, automatic put-aside timeline, and Safe to Spend view. Past movements stay visible as dimmed history. No shortfall UI and no in-app or push alerts.
What does Pro unlock?
Unlimited incomes and expenses, shortfall warnings on the timeline, and in-app plus push notifications.
What limits apply on Free?
At most one income entry and one expense entry. Upgrade to Pro for unlimited entries and foresight features.
Billing
Is there a free trial?
Your first Pro subscription checkout includes a 14-day trial via Stripe. Pricing is €1.99/month or €10.99/year.
Where do I manage my subscription?
Open Account from the app header. There you can view your current plan, upgrade, change billing interval, or open Manage billing for a paid subscription.
How do I cancel?
Open Account from the app header, then select Manage billing to reach Stripe's customer portal. Cancel before renewal to avoid the next charge; access continues until the paid period ends.
Refunds and withdrawal
Statutory consumer rights may apply depending on your country. Email razvan.tomegea@gmail.com with your account email and charge details — we do not promise automatic refunds for digital services.
Invoices
Stripe handles card receipts. When configured, fiscal invoices may be issued via StartCo for eligible Romanian B2C/B2B charges.
Privacy
What data is stored?
Account identifiers, authentication data, plan inputs you enter, optional push subscription endpoints, and billing metadata from Stripe. No bank credentials.
Who processes data?
Supabase (database/auth), Google (OAuth), Vercel (hosting), Stripe (payments), and StartCo (invoicing when enabled). See the Privacy Policy for details.
Can I delete my data?
Open Account from the app header and use Delete account, or email razvan.tomegea@gmail.com. We verify your identity before acting on account data when you contact support.
Install & offline
How do I install the app?
Use the in-app install prompt or follow platform steps for iOS Safari, Android Chrome, or desktop Chromium browsers.
Push notifications
Optional push is available on Pro after you grant browser permission. Free does not send alerts.
Does it work offline?
Installed PWAs may cache shell assets, but signing in and syncing your plan requires a network connection.
Account
Password reset
Use Forgot password on the sign-in page. Google sign-in users manage credentials with Google.
Contact support
Email razvan.tomegea@gmail.com. MyPocketPlan is operated by TomTech Digital SRL.